Investor Junkie is not only a site that teaches you to invest or educates you on your money, it also gives you reviews on various financial sites. From brokers to banks to do-it-yourself investors, this is a must visit site. Before using financial sites online, check out what an Investor Junkie review says about it.
Ready For Zero is a site that will help you get out of debt. It is the true light at the end of the tunnel.
Most of us old timers think we have a financial plan for our longevity and lifestyle. It doesn't hurt to make sure that our plan isn't missing certain essentials. There are so many things you may miss. Currently I am looking into a will, and the article offers helpful sites. Yes they even have the frugal one's favorite-FREE-but I'd still consult a lawyer, but to each their own.
Do you need tools to create your financial plan? I have you covered!
If you are frugal, that should not stop you from investing. Learn to invest a small amount here.
Showing posts with label financial planning. Show all posts
Showing posts with label financial planning. Show all posts
Monday, July 21, 2014
Wednesday, April 30, 2014
Retirement Common Sense
How many people plan to spend their golden years working at the Golden Arches, if you get my drift? It may sound funny, but when it comes to retirement you have to cross your 'T's and dot your 'I's. Otherwise once you sign on that dotted line and leave your job for the leisure life, you may find that the money you have won't sustain you.
This is why you'll probably retire twice, since your first retirement will run out quick. Lets set aside my pet peeve of spending money on gambling and scratch-offs, and think about miscalculations. It is best to start early, but conventional wisdom says that most people won't start saving in their 20s or 30s, and some will procrastinate beyond their 50s.
The earlier you start saving or investing for retirement, the less it will cost you in the long run. Relying on only that carrot known as Social Security Income may be a pipe dream unless you have other sources of income. SSI has been increasing their full retirement income age and many will be happy to take a pay cut of 25% by retiring at 62. This is great if you live to be 70 because after that you may regret retiring at 62.
Nowadays, people should realize that times-they-are-still-a-changing and this isn't your mommy or daddy's retirement. Financial planning for retirement means adjusting to unforeseen circumstances. Pay a planner if need be.
In conclusion, before you retire and give up work through self-termination, make sure you don't have to go back to work, when you retire!
This is why you'll probably retire twice, since your first retirement will run out quick. Lets set aside my pet peeve of spending money on gambling and scratch-offs, and think about miscalculations. It is best to start early, but conventional wisdom says that most people won't start saving in their 20s or 30s, and some will procrastinate beyond their 50s.
The earlier you start saving or investing for retirement, the less it will cost you in the long run. Relying on only that carrot known as Social Security Income may be a pipe dream unless you have other sources of income. SSI has been increasing their full retirement income age and many will be happy to take a pay cut of 25% by retiring at 62. This is great if you live to be 70 because after that you may regret retiring at 62.
Nowadays, people should realize that times-they-are-still-a-changing and this isn't your mommy or daddy's retirement. Financial planning for retirement means adjusting to unforeseen circumstances. Pay a planner if need be.
In conclusion, before you retire and give up work through self-termination, make sure you don't have to go back to work, when you retire!
Thursday, April 3, 2014
Free Financial Online Courses
Throughout our lives we must make financial decisions that can make or break us. If we save and prepare for any financial pitfall we may be able be able to weather any storm that comes our way. If we live paycheck-to-paycheck we may find ourselves on the road to ruins.
Since financial planning is a lifelong task, the more we know the better off financially we would be. Makes me wish I had taken more business courses in college. Too bad, because most of us need financial planning. So, I thought, why not go back to school for free.
When you begin a college course you start at 101, so Money 101 is where to start. I like this site because it covers every financial aspect that will last a lifetime. You will find that Money 101 is a recurring theme throughout the links.
USU offers a course to help with family finances. Make no mistake, this also helps individuals. You can find more free courses here.
If you are a Generation X-er, you might profit from these courses.
You can find more financial courses here.
So there you have it. Take free financial courses that will make you money!
Since financial planning is a lifelong task, the more we know the better off financially we would be. Makes me wish I had taken more business courses in college. Too bad, because most of us need financial planning. So, I thought, why not go back to school for free.
When you begin a college course you start at 101, so Money 101 is where to start. I like this site because it covers every financial aspect that will last a lifetime. You will find that Money 101 is a recurring theme throughout the links.
USU offers a course to help with family finances. Make no mistake, this also helps individuals. You can find more free courses here.
If you are a Generation X-er, you might profit from these courses.
You can find more financial courses here.
So there you have it. Take free financial courses that will make you money!
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