Sunday, December 13, 2015

Buyer Beware Buying A Car

There are services out there that charge you a fee for something you can get for free. LifeLock offers Identity Theft Protection for a few. Free ID protection is offered by Credit Sesame, which along with Credit Karma will supply your credit scores from all three credit agencies. This bypasses the yearly annual report everybody is entitled to, and is FREE!


So now we are hearing about CARFAX that gives us a history of any vehicle we hope to buy...for a fee. Car buying is a stressful situation because we are about to spend thousands on a mode of transportation that we hope will be reliable and not a lemon or a rip off!


Besides relying on a vehicle history we should be advised to have a reliable and trustworthy mechanic to inspect our selected purchase. Still there are free and MORE reliable services that can check a car's history.


AutoCheck, VinAudit, and NICB offer better service for FREE!


Remember to do your research before jumping on any vehicle that a dealer seems to steer you to.

Saturday, December 12, 2015

Useful Links

Sometimes I wish there were ways to make things easier, especially if it comes to a way to save money. In today's world we should protect ourselves from possibly facing an identity theft that leads to financial ruin. Strong passwords and a good anti-virus protection will help.


For the best protection, you should have a strong password for each site, rather than one password for all sites. You should write your passwords on a notebook and keep them in a secure location. You can also use password managers such as RoboForm or LastPass.


When it comes  anti-virus' there are a vast number of different ones on the market. AVG and Avast offer both free and premium anti-virus'.


Financial health means possibly going on a spending fast, or freeze, for a day, a week, two weeks, or a month. Anytime you don't spend money puts money in your pocket. Find tips here, here and here to name a few.


Sites that save you on merchandise from food to goods are always worth trying. Coupons.com and SavingStar are useful to help you save. I also recommend applying for the retailers reward cards.


I was just turned on to a rather novel idea. If you buy gift cards from pawn shops or people trying to dump them for cash, you will save on merchandise and food. Try Raise.com where you can get deals and save some money.


If your still hesitant about investing, WealthFront will customize an investment plan and won't charge you until you reach $10000.