There really are legitimate ways to make money. The possibilities are as far reaching as one's imagination...literally!
Here are some clever ways to make extra money. My favorite is renting your friendship, and they say money can't buy friends!
As far-fetched as it sounds, I think this 'be my friend' thing is a goldmine! Oh please be my friend on Facebook!
I'm just saying...
Showing posts with label commentary. Show all posts
Showing posts with label commentary. Show all posts
Sunday, August 21, 2016
Wednesday, January 1, 2014
2014-The Year To Be Money Wise
With the start of the new year, we would benefit by reviewing all our finances and strive to save more, invest more, and make more money. At the same time we should be looking for ways we can cut frivolous spending and areas where we can put an end to wasting money. Over the years, it has been a trial-and-error when it came to money, and I have sustained losses, but through some sacrifices, I believe anyone can get their finances in order.
In The Beginning...
Since everyone is different in their financial goals and where they are financially, we need to get a grip on reality. Debt is not a good thing and "Keeping Up With The Joneses" will lead to financial disasters if you don't make as much as the Joneses!
The Rolling Stones summarized it best when they sang, "You can't always get what you want..." "...but if you try, sometimes you get what you need!" Your financial goals should focus on your needs first, and your wants should be put on hold until you can afford them without going into debt. We need to learn to live within our means, otherwise we will be forever in debt. Retirement may lead some directly to the grave, if you have to continue to work to meet your needs, because you went overboard on your wants in your younger years.
Yesterday, Today and Tomorrow
Times have changed, yet history continues to repeat itself. We don't save and invest enough to build a nest and get struck by unforeseen bills and higher prices on goods that lead us to live from paycheck-to-paycheck. And therein lies the secret to the poor bloke who has to work forever because of unwise choices that depleted from any savings. Hoping to retire on Social Security won't cut it if you live much longer and the value of your payout has less buying power in the coming years.
Your payout may be for the rest of your life, but a dollar had more buying power in the 1990s than it does in 2014. Think about that. If you live even 10 years after retiring, you may not be able to buy or afford as many goods, and your NEEDS may be compromised.
The Kleptomaniac Buyer
If you can't grasp the old adage that claims that A fool and his money are soon departed, then go ahead and keep up with the Joneses. A kleptomaniac is known for stealing items that he has no need for. What's worse is a person who buys items that he has no need for. A must for some in 2014 is to put some purchases on hold, especially those that seem like an impulse buying item.
Skeletons
We all have vices and lusts and are often led into temptations. Addictions are a big money draining problem. The prime evils are alcohol, cigarettes, drugs and gambling. I am not here to judge, I only want to point out the money being wasted on things that could even affect your health. Just a thought.
2014
Happy New Year!
May yours be profitable. Remember that some sacrifice is needed, but you might still be able to trick yourself into saving money. Starting a financial journal isn't a bad idea!
In The Beginning...
Since everyone is different in their financial goals and where they are financially, we need to get a grip on reality. Debt is not a good thing and "Keeping Up With The Joneses" will lead to financial disasters if you don't make as much as the Joneses!
The Rolling Stones summarized it best when they sang, "You can't always get what you want..." "...but if you try, sometimes you get what you need!" Your financial goals should focus on your needs first, and your wants should be put on hold until you can afford them without going into debt. We need to learn to live within our means, otherwise we will be forever in debt. Retirement may lead some directly to the grave, if you have to continue to work to meet your needs, because you went overboard on your wants in your younger years.
Yesterday, Today and Tomorrow
Times have changed, yet history continues to repeat itself. We don't save and invest enough to build a nest and get struck by unforeseen bills and higher prices on goods that lead us to live from paycheck-to-paycheck. And therein lies the secret to the poor bloke who has to work forever because of unwise choices that depleted from any savings. Hoping to retire on Social Security won't cut it if you live much longer and the value of your payout has less buying power in the coming years.
Your payout may be for the rest of your life, but a dollar had more buying power in the 1990s than it does in 2014. Think about that. If you live even 10 years after retiring, you may not be able to buy or afford as many goods, and your NEEDS may be compromised.
The Kleptomaniac Buyer
If you can't grasp the old adage that claims that A fool and his money are soon departed, then go ahead and keep up with the Joneses. A kleptomaniac is known for stealing items that he has no need for. What's worse is a person who buys items that he has no need for. A must for some in 2014 is to put some purchases on hold, especially those that seem like an impulse buying item.
Skeletons
We all have vices and lusts and are often led into temptations. Addictions are a big money draining problem. The prime evils are alcohol, cigarettes, drugs and gambling. I am not here to judge, I only want to point out the money being wasted on things that could even affect your health. Just a thought.
2014
Happy New Year!
May yours be profitable. Remember that some sacrifice is needed, but you might still be able to trick yourself into saving money. Starting a financial journal isn't a bad idea!
Sunday, December 22, 2013
Financial Tune Up 2014
With the start of a new year, it is time to reevaluate your finances. Start with updating your budget. Your budget should include an emergency fund and savings along with a decreasing debt.
Should you give your insurance policies an update? Perhaps you should drop collision coverage on a car over 10 years old. For homeowner or renters insurance, take a new inventory. Start here.
If you are looking for a major purchase such as a car, join a credit union. Credit unions give better rates.
You should start organizing by decluttering your entire home. Start selling merchandise that just accumulates dust. Have a garage sale, sell it online or maybe even pawn it. Put the money in savings or investments.
It is now time to look over your portfolio and investments. Sit down with a financial planner and see if a new strategy is in order or if your situation has changed.
When it comes to getting your free credit report from the three bureaus, don't get all three at once. Get one in January, one in May and one in September.
Re-evaluate your subscriptions and memberships. Find a cheaper internet provider, phone service and provider, subscription to periodicals and gym memberships, to name a few.
On a personal note, this will be the year that I am going to try to make more money, sell or donate what I don't need, and drop or trade subscriptions. To achieve these goals I am going to try to work overtime or get a part time job. I am also going to change various plans like internet provider and phone service, because I feel I can save more money. I am also going to change my gym membership, because I can save $20 a month.
Should you give your insurance policies an update? Perhaps you should drop collision coverage on a car over 10 years old. For homeowner or renters insurance, take a new inventory. Start here.
If you are looking for a major purchase such as a car, join a credit union. Credit unions give better rates.
You should start organizing by decluttering your entire home. Start selling merchandise that just accumulates dust. Have a garage sale, sell it online or maybe even pawn it. Put the money in savings or investments.
It is now time to look over your portfolio and investments. Sit down with a financial planner and see if a new strategy is in order or if your situation has changed.
When it comes to getting your free credit report from the three bureaus, don't get all three at once. Get one in January, one in May and one in September.
Re-evaluate your subscriptions and memberships. Find a cheaper internet provider, phone service and provider, subscription to periodicals and gym memberships, to name a few.
On a personal note, this will be the year that I am going to try to make more money, sell or donate what I don't need, and drop or trade subscriptions. To achieve these goals I am going to try to work overtime or get a part time job. I am also going to change various plans like internet provider and phone service, because I feel I can save more money. I am also going to change my gym membership, because I can save $20 a month.
Subscribe to:
Posts (Atom)